Tinubulight Programme

Financing and Repayment

The Smart Energy Calculator provides an indicative package cost and repayment estimate using the approved public formula. The estimate helps with planning but is not an offer of credit or a guarantee of approval.

30%Loss and safety allowance
10%Indicative customer deposit
18%Indicative annual flat rate
12 / 24 / 36Estimate periods in months

Standard programme tiers

Tier AAdjusted demand up to 1.5 kWh/dayStandard package
Tier BAdjusted demand above 1.5 to 3.0 kWh/dayStandard package
Tier CAdjusted demand above 3.0 to 5.0 kWh/dayStandard package
Above Tier CAdjusted demand above 5.0 kWh/dayCustomised technical assessment

How the indicative estimate is prepared

  • The calculator totals the daily energy demand from the appliances and operating hours supplied.
  • A 30% loss and safety allowance is applied before the standard tier is selected.
  • Solar-panel, battery and inverter capacities are calculated from the approved assumptions.
  • Equipment and installation estimates are calculated from the current backend settings.
  • The deposit and 12, 24 and 36-month repayment illustrations are then displayed.

What happens during financing review

The applicant may be asked to verify identity, business, address and bank information. A financing institution may assess affordability, repayment capacity, document validity and other credit or programme requirements. The final deposit, charges, repayment schedule and approval conditions may differ from the calculator illustration.

Important points

  • Tinubulight is not presenting a named financing institution until an approved partner is formally confirmed.
  • Daily and weekly figures are equivalents for comparison unless the final agreement expressly adopts that schedule.
  • Equipment availability, installation conditions and market prices may affect a final quotation.
  • No payment should be made to an unverified person or account.